Examiner-ready evidence for every model decision.
SR 11-7 model risk management, EU AI Act alignment, and cryptographic decision evidence built for OCC, FDIC, and ECB examiners.
Where banks need evidence today
Every material model in a US bank is subject to SR 11-7. Every EU or EU-serving bank adds EU AI Act obligations. Examiners now expect evidence — not documentation — of how specific model decisions were made. Veridra is the evidence layer that sits between your models and your regulators.
Every loan decision signed with the model version, features used, and policy enforcement active at that moment. Complete audit trail for adverse action notices and fair-lending reviews.
Transaction screening decisions timestamped and signed. False-positive reviews linked to the original signed decision. Disposition reasons become searchable, verifiable evidence.
Risk model behavior captured at decision time. Backtest reproducibility guaranteed by signed feature snapshots. Limit breaches traceable to the specific model instance that approved them.
Interest rate, fee, and pricing AI decisions signed per account. Discriminatory outcome testing replayable against signed decision history. UDAAP defensibility by construction.
Identity verification AI signed and retained with the complete decision context. Challenge-response to rejections becomes straightforward — pull the signed record, verify, explain.
What examiners actually see
An examiner reviewing your model governance receives a signed evidence pack covering the scope of their review. The pack contains:
- The model inventory with SR 11-7 tier assignments
- Every decision made during the review period, signed and verifiable
- Policy enforcement records for each decision
- Any incidents, drift events, or model changes during the period
- Inclusion proofs linking every record to an immutable log
The examiner verifies the pack with our open-source CLI — no trust in Veridra required. The evidence stands on its own cryptography.
Veridra is a system of record for AI decisions. We do not provide legal advice. Regulatory framework references on this page identify obligations Veridra evidence packs can support — confirm specific applicability with your counsel and examiner.